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Investing in stocks can be scary and risky, but this is safer with proper precautions such as understanding the type of company where you invested your money. The majority of that is by way of write downs, discounted sales of whole loan pools and securities, legal and servicing, foreclosure and exercise costs, holding costs, auction fees, and Wall St. brokerage fees and on and on. However, the reality is far from what many retirees hope, and secure investments during retirement are the key to living a stress free lifetime in a hugely fluctuating free enterprise where savings per se would not guarantee an adequate income.

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3 of the best high yielding stocks of 2008 were Bristol-Myers Squibb (NYSE: BMY), Kinder Morgan Energy Partners LP (NYSE: KMP), and Terra Nitrogen LP (NYSE: TNH). If you buy the bond you will earn - the interest on the bond investment of $24. This is on top of the $690 million and $731 million invested during the endure two weeks of December.