Aftermarket Vehicle Warranties4104091

Anybody have a Auto Warranty 411? If that's the case How are they? I've had this warranty on three autos - 2004 LeSabre (in no way employed), 2002 Trailblazer and (at present) a 2007 Lucerne (have not necessary it on this a single but, either). I did use the warranty on the Trailblazer (private mechanic each and every time) - Replaced the passenger power window motor (and assembly); the air conditioning/heating duct gizmo that redirects the air to different outlets behind the dash; as well as the steering wheel locking mechanism -they also paid for the tow for this job. I replaced the battery myself and they partially reimbursed me for the price of the battery (I think the battery expense me some $75 and they permitted (I think) $65??? I am just not positive. I checked with my mechanic (who has completed perform for me for years) to view if he had difficulties managing Route 66 folks and he indicated that he had none. When I referred to as regarding the battery, they answered the telephone and reimbursed me promptly. When I purchased the warranty from my Credit Union, I paid for the alternative that in the event the auto was totaled in an accident through the warranty period, I'd get my initial warranty expense back - it was, and I did. By no means employed it on either Buick (sold the LeSabre - the warranty was transferred to new owner). Purchased the very best package accessible, having a five year (from warranty buy) one hundred,000 (on odometer) miles, towards the expiration from the factory warranty. Strategy to purchase a single on our 2008 SRX, when factory warranty expires. Anyway, that's my encounter, you might or might not discover a single much better. As I stated, they answer the telephone and reimburse promptly. Great luck! Thank you so a lot for your input and encounter. I've Route 66 on my SRX and have only employed as soon as, but they worked nicely with my Dealer and took care from the problem. So far, I'm pleased. Note: I edited my earlier post, my Route 66 warranties had been all for five years (not four years) and one hundred,000 miles. Sorry about that. Bill

Hey I talked to a caddy dealer nowadays and he told me that a cold air intake voids the warranty. Is the fact that correct ? Bummer if it's. Oh nicely perhaps there is a drop I. Filter that might be much better than absolutely nothing. Btw right here is my vin 1g6dh577490141258. What all is inclunded inside a "performance package"? I also possess a luxury package 1. They stated it could be right here in 24 hours. I doubt extremely a lot that an intake (cai) would void the warranty.

My CPO warranty with all the Cadillac dealership (6years/100,000 mile) expires 9-4-2012. Is there yet another warranty on the market to acquire or is the fact that it? You'll be able to get extended third celebration warranties, spendy, but they are on the market. examine with you dealer to view should you can get a GMPP extended warranty you'll need to sign up just before the CPO runs out that might be the very best selection (IMHO) should you do not like the supply that they may be giving you you can find other dealers which will sell you a GMPP on-line (bill black comes to mind) it could be shopped around but there will probably be a bottom cost that no dealer will go below Agreed, GMPP could be the method to go because the OP is still under factory warranty. You'll be able to only add a GMPP CPO extension up until a single year past the expiration from the factory B2B warranty.

I'm thinking of purchasing an XTS Platinum in January. I was wondering if anyone who bought an XTS already also purchased the GMPP Extended Warranty. Although I like all the electronics within the car, it scares me abit that something will break. I can only guess how much CUE or the vibrating seats would expense to fix. I'd appreciate anyone's thought on this matter. Originally Posted by bgasser I'm thinking of purchasing an XTS Platinum in January. I was wondering if anyone who bought an XTS already also purchased the GMPP Extended Warranty. Although I like all the electronics within the car, it scares me abit that something will break. I can only guess how much CUE or the vibrating seats would expense to fix. I'd appreciate anyone's thought on this matter. If your buying not leading yes Absoultely. It's a first year model with an enormous amount of brand new tech. So, if your going keep for more then four years and 50,000 miles I'd say yes !! I purchased an XTS Platinum and didn't buy a GMPP. On my last STS I waited until the original Bumper to Bumper was about to run out and then purchased the GMPP. My logic is at that point you have a a lot much better idea as to how much longer you intend on keeping your car and how many miles you'll need coverage for. Any car can have difficulties, new model or not. My last STS, a new design etc., was literally one of the first manufactured and first released to the public. I had virtually no difficulties with it. Also, typically should you are going to have difficulties with new technology it would typically be early on within your ownership although under the total bumper to bumper warranty. You ought to realize that you'll be able to shop the GMPP and conserve a considerable bundle off list cost. Irrespective of exactly where you buy it, it's going to come straight from GM and be accepted at all Caddy dealers. Originally Posted by kipsts I purchased an XTS Platinum and didn't buy a GMPP. On my last STS I waited until the original Bumper to Bumper was about to run out and then purchased the GMPP. My logic is at that point you have a a lot much better idea as to how much longer you intend on keeping your car and how many miles you'll need coverage for. Any car can have difficulties, new model or not. My last STS, a new design etc., was literally one of the first manufactured and first released to the public. I had virtually no difficulties with it. Also, typically should you are going to have difficulties with new technology it would typically be early on within your ownership although under the total bumper to bumper warranty. You ought to realize that you'll be able to shop the GMPP and conserve a considerable bundle off list cost. Irrespective of exactly where you buy it, it's going to come straight from GM and be accepted at all Caddy dealers. Is it more costly should you wait vs buying when car is brand new ? It may be, but then once more (1) you have your $ until you make the buy down the road whenever you possess a much better idea which you will probably be keeping the car, (two) should you buy it whenever you get your car and wind up promoting your car nicely just before the extended GMPP, you have not saved something and most likely lost a bundle. Originally Posted by DG2 Is it more costly should you wait vs buying when car is brand new ? Yes, should you wait to purchase it's more costly. But like Kip says, should you sell the car early, you do not get extremely a lot refunded back. You may also get a GMPP quote from a web-based dealer -- and then get your dealer to match it. If you'd like to purchase the warranty whenever you acquire the car. The last two automobiles I've purchased, the dealers matched their cost, and then I was capable to finance the warranty in to the automobile.

Anybody have Route 66 Extended Warranty? If that's the case How are they? I've had this warranty on three autos - 2004 LeSabre (in no way employed), 2002 Trailblazer and (at present) a 2007 Lucerne (have not necessary it on this a single but, either). I did use the warranty on the Trailblazer (private mechanic each and every time) - Replaced the passenger power window motor (and assembly); the air conditioning/heating duct gizmo that redirects the air to different outlets behind the dash; as well as the steering wheel locking mechanism -they also paid for the tow for this job. I replaced the battery myself and they partially reimbursed me for the price of the battery (I think the battery expense me some $75 and they permitted (I think) $65??? I am just not positive. I checked with my mechanic (who has completed perform for me for years) to view if he had difficulties managing Route 66 folks and he indicated that he had none. When I referred to as regarding the battery, they answered the telephone and reimbursed me promptly. When I purchased the warranty from my Credit Union, I paid for the alternative that in the event the auto was totaled in an accident through the warranty period, I'd get my initial warranty expense back - it was, and I did. By no means employed it on either Buick (sold the LeSabre - the warranty was transferred to new owner). Purchased the very best package accessible, having a five year (from warranty buy) one hundred,000 (on odometer) miles, towards the expiration from the factory warranty. Strategy to purchase a single on our 2008 SRX, when factory warranty expires. Anyway, that's my encounter, you might or might not discover a single much better. As I stated, they answer the telephone and reimburse promptly. Great luck! Thank you so a lot for your input and encounter. I've Route 66 on my SRX and have only employed as soon as, but they worked nicely with my Dealer and took care from the problem. So far, I'm pleased. Note: I edited my earlier post, my Route 66 warranties had been all for five years (not four years) and one hundred,000 miles. Sorry about that. Bill

Hey I talked to a caddy dealer nowadays and he told me that a cold air intake voids the warranty. Is the fact that correct ? Bummer if it's. Oh nicely perhaps there is a drop I. Filter that might be much better than absolutely nothing. Btw right here is my vin 1g6dh577490141258. What all is inclunded inside a "performance package"? I also possess a luxury package 1. They stated it could be right here in 24 hours. I doubt extremely a lot that an intake (cai) would void the warranty. It in no way did on my Corvettes, and I had all warranty work/oil modifications completed in the dealer. What a coincidence. I was at my dealership this morning and was discussing air filters as well as the expense of these filter when bought thru the cadillac dealer. He stated plenty of folks use a cone kind filter with an adapter to fit it within the original box. I asked him regarding the CAI and if it would void the warranty. He stated he didn't believe so simply because it's only an improvement more than the original method and not a significant alter. The CIA only does it a great deal much better. At this dealership it wouldn't void the warranty.

My CPO warranty with all the Cadillac dealership (6years/100,000 mile) expires 9-4-2012. Is there yet another warranty on the market to acquire or is the fact that it? You'll be able to get extended third celebration warranties, spendy, but they are on the market. examine with you dealer to view should you can get a GMPP extended warranty you'll need to sign up just before the CPO runs out that might be the very best selection (IMHO) should you do not like the supply that they may be giving you you can find other dealers which will sell you a GMPP on-line (bill black comes to mind) it could be shopped around but there will probably be a bottom cost that no dealer will go below Agreed, GMPP could be the method to go because the OP is still under factory warranty. You'll be able to only add a GMPP CPO extension up until a single year past the expiration from the factory B2B warranty. I know simply because I just added a single on the last day ofeligibilty. Your only recourse now would be to discover an aftermarket warranty. BTW, the GMPP extension, even at a steep discount, expense me nicely more than $2K. Cannot even guess what an aftermarket would expense. Originally Posted by KRSTS You'll be able to only add a GMPP CPO extension up until a single year past the expiration from the factory B2B warranty. I know simply because I just added a single on the last day ofeligibilty. Your only recourse now would be to discover an aftermarket warranty. BTW, the GMPP extension, even at a steep discount, expense me nicely more than $2K. Cannot even guess what an aftermarket would expense. My three yr/36k extended warranty, purchased at 71k, expense me just under $3k through the Ford dealer I purchased the carfrom....has already covered more than $1,500 in repairs because the end of May. Warranty is through Ford, it's referred to as Ford ESP. it's worth checking just to make sure the policy hasn't changed I've completed a lot of enterprise with a single dealer and they use Zurich for their aftermarket extended warranties. You'll be able to fundamentally set your terms and it's priced accordingly. They make a tiny fee on it but it's fundamentally an insurance coverage policy. If there is a dealer you trust, ask them. Otherwise, shop it out. Every little thing is negotiable but you happen to be typically much better off having a policy that specifies exclusions. They cover everthng else... A whole lot with these automobiles... Examine the organization, too. There are some bogus ones...

[QUESTION TITLE] Ought to I acquire an extended car warranty? - Asked on 2011-05-24

[Question] - I realize that this can be a extremely subjective question but I wanted to acquire everyone's input regardless. I am searching at purchasing a employed 2011 Hyundai Sonata with around 10,000 miles on it. Hyundai's factory warranty is for five yrs or 60,000 miles (powertrain is 10yr one hundred,000). I've in no way bought a car with out buying an extended warranty, but I've in no way purchased a car with such a lengthy factory warranty either.

Usually I'd rather pay a bit more for peace of mind, but my wife and I do not see this automobile as a long-term automobile (a minimum of correct now).

I am certainly leaning towards not purchasing it (and taking advantage from the lengthy factory warranty), but wanted to acquire other people's input. Thanks!

[Answer 1] - examine to create positive the warranty rolls more than to the second owner

[Answer 2] - Spend $100 to have an expert mechanic (not a dealer) inspect it.

If it checks out, pass on the warranty.

LT is right. Only the first owner gets the Hyundai/Kia 10 year 100K powertrain warranty.

Every little thing would default to the five year, 60K mile warranty.

Regardless, from the time the factory warranty runs out, you need to already nearly have paid off the automobile. Pass on the warranty.

[Answer 3] - In the event you have cash to burn/lose then acquire the extended warranty. Most repairs the warranty will cover will expense you much less then this insurance coverage. By no means worth the cash unless you're promoting it. You the 2nd owner? Than the 10yr one hundred,000 doesn't carry more than to you, only the 5yr, 60,000 miles.

[Answer 4] - no u dont require it..its a way for the dealer to create cash..They wish to sell it to u..NO..u dont require it..but In the event you Require Money acquire it and then wait until loan is finalized and cancel the warrenty with all the warrenty co. and they are going to send you money..they get paid for it up front..

[Answer 5] - By no means EVER acquire an extended warranty. It doesn't matter what.

Customer reports agrees.

[Answer 6] - With all the advent from the World wide web, most car dealers have located it tough to create a lot of a profit any longer with consumers possessing the chance to shop the net. So - what many have completed is introduce a tough sell on right after sale items, for example the "extended warranty".

Coming from the enterprise myself, I KNOW how lucrative these warranties are to the dealers promoting them. What that implies to suit your needs is the fact that there is certainly most likely not a lot of a advantage to suit your needs.

Ask the salesman who sells you the car why now, right after you have agreed to terms, he finds it so crucial to convince you to pay so a lot for the extended warranties for the car he just praised in his sales pitch.

My opinion - You ought to often pass on ANY item getting pushed right after the sale from the car itself!

Great luck to you.

[Answer 7] - LT is correct regarding the Hyundai factory warranty - only the 1st owner gets the 10/100k. You get the 5/60k, and that's powertrain only. Every little thing else is 3/36k, and you get the remainder of that.

As for warranties, you can find two camps. One is they may be a waste of cash. The other is they may be a lifesaver. All depends on should you have ever employed a single or necessary a single.

I believe it depends on your lengthy term view from the car. In the event you plan to keep it a lengthy time, a warranty can be great peace of mind. In the event you trade automobiles each and every couple of years, you most likely do not require it. In the event you do get a single, make it's refundable should you do not use it, or transferable to the next owner. That makes them a bit more beneficial.

[Answer 8] - Post how much they'r asking for the warranty.

Generally, I favor probably the most inclusive bumper-to-bumper, not drivetrain or powertrain, Factory warranty, not 3rd celebration like CarWarrantiesUsa, LLC., that's provided.

Power-train or drive-train warranties typically exclude the climate-control, cooling,  electronic, electrical,  exhaust,  fuel,  and suspension systems;  interior [dash,  seats,  carpet] & exterior [the body: paint, rust, corrosion, leaks, etc], and more.

I've seen a VW Jetta or Passat outside mirror costing $500. Installation additional.

Some Mercedes are $730.

Be positive you'r well-informed on this, a lot of $ can be involved. When I was getting info on Toyota's Factory warranties, I got extremely diff answers, or no answers, from finance managers @ three Toyota dealers. I had to contact T's Headquarters for, hopefully, the bottom line.

I asked a finance manager for a copy of a warranty I was interested in and he got flustered. He finally coughed it up.

[QUESTION TITLE] Ought to we acquire the Warranty? - Asked on 2010-09-21

[Question] - Hi My girlfriend is buying a 2007 employed Jetta for 12000 with 2500 down, even though the automobile only has 18k miles it's out bumper to bumper warranty inside a month due to age. However it does possess a power-train warranty for yet another year left. We are buying it through a Lexus dealer which wants to sell us a bumper to bumper 0 deductible warranty for 2200 for 5yr/60 months from the current mileage and buy from the automobile. This however makes the payment swell from 198 a month to 235. My question is ought to we roll the dice and take the car with out it or would you buy the service contract as we are on a limited budget.Thank you!

[Answer 1] - I'd not acquire a warranty. Buying warranty is betting that something will go wrong. Odds are it wont. And if it does, do you believe it's going to expense you more than 2200 to fix it? Roll the dice.

[Answer 2] - Extended warranty is a implies of buying peace of mind. Usually warranty covers failure of parts arising on account of manufacturing defect and extended warranty covers delayed manifestation of manufacturing defects. Again, in Engineering components the failures attributable to manufacturing defect if any surface through the first 10000 miles and thereafter such failures flatten out.

In effect, whenever you acquire an extended warranty you protect yourself only from unduly premature failures if any! Yet, it's a grey area between early setting in of wear and tear failure and delayed manifestation of manufacturing defects that gets covered.

A whole lot depends on dealers who handle it.

My suggestion is pl acquire it. There is absolutely nothing like some back up if something goes wrong!

[Answer 3] - dont acquire it. and make sure which you realize that dealers cannot push you to acquire a warranty you dont want unless its one of those deals that say " you only get the deal should you get the warranty" if they make you get the warranty it implies you'll be able to cancel it whenever so if that's the case you get it to acquire a great deal on the automobile and cancel the next day. some dealers are getting extremely competitive and doing exactly that but not alot of folks realize that they can cancel them but make sure you'll be able to cancel whatever with your finance manager just before you do something

[Answer 4] - I agree regarding the one hundred,000 miles, most automobiles get now days.

My encounter with extended bumper to bumper warranty ended with our 2003 Cadillac needing a newer transmission~ little did we know the warranty only covered a rebuilt/used transmission~ they did replace it, but we had to cough up our deductible. Sure the service dept. stated it was a good deal~ I still feel the dealership ought to of replaced it, they knew that year and make had transmission difficulties, from the get go~

In my world, I lived and learned :)

I'd forgo the warranty, take that extra cash and sock it away~ for that "rainy" day~

often,

Ladyitch

[Answer 5] - I just purchased two 2007 automobiles in that class for about that cost. We didn't do the service contract. Today's automobiles nearly assuredly will make one hundred,000 miles -- the odds of you needing a $2200 repair just before then are slim. That's a tranny or something. Accidents could be covered by insurance coverage.

That stated, we have three automobiles total, now, so can weather the storm ought to something like a tranny blow.

[Answer 6] - Do not waste your cash. Most of these warranties go untouched. That why the are like 10 yrs/100000. Simply because nowaday manufacturer realize that your car is going to last that lengthy, mean time they banked your money. Yes, the unfortunate happens to a couple of but not enough to create a case. I've a 2000 firebird, as well as the engine took a dive at 204,000 mi. that's the mentioned warranty and then some. So if I had purchased the extended warranty similar to your, I'd have not employed it at all.

[Answer 7] - Its about taking a chance typically whenever you acquire a warranty it's a tax grab i'd say no because the chances something will happen is next to absolutely nothing.

[Answer 8] - yes you need to by warranty

[Answer 9] - I sell automobiles and sell extended service plans each and every day. On some automobiles, and with some folks, the plans are worth it. On a VW, I believe it's a must have.

VW's, like most European automobiles, are not probably the most reliable. They can be costly to repair. I tell shoppers VW's are very best suited for enthusiast owners who do some of their own repair perform, and are willing to deal with issues for the pleasure of owning the car. I place them within the same class as Audi, Volvo, Saab, Land Rover, and a couple of others. You've to really love the car to deal with its ongoing issues.

The plan will protect you within the case of significant mechanical failure. It's not going to cover each and every little thing, but it's going to cover the big things. The bigger problem with VW is electrical issues, which the plan will cover. Take care from the engine and trans and you can get 200,000 miles out of them. But, what will kill your car just before the engine wears out is electronic gremlins.

Zero deduct is extremely good, 60K miles not so good. I'd have to examine the plans I sell for pricing but they go to 6 yrs and up to 150,000 miles total. $2200 seems really steep for a 60,000 mile plan.

So, get the service plan and drive on knowing although your engine will make it to 200K, the power window regulators will fail, so will the stereo method, and have to deal with all the generally lousy dealer service.

[Answer 10] - You hit the nail correct on the head. Buying any kind of warranty is a roll from the dice. In my encounter, I've in no way bought something extra as it relates to a warranty. If it comes having a minimal warranty, then that's what I get. To date, I've in no way had any difficulties with all the decisions I've made in regards to not buy an extended warranty. I think the percentages are on your side. Great Luck!

[QUESTION TITLE] Will getting a refund on extended warranty and GAP insurance coverage cause my interest to go up? - Asked on 2012-04-24

[Question] - I just bought a employed car with 30% down payment. I noticed they charged me for GAP insurance coverage and extended warranty and I asked them take it off. They are arguing getting a refund on them will cause my interest rate to go up simply because they employed the buy to bargain a lower interest rate. Is this correct? If that's the case, do I've to accept the higher interest rate? They say I can't return the car simply because it was already signed for but I do not wish to acquire at a higher interest rate either.

[Answer 1] - I believe they may be trying to pull a fast a single on you. The extended warranty and gap insurance coverage ought to not possess a bearing on your interest rate unless it's a requirement from the lender on all of their loans. Read your contract. You ought to be capable to cancel both and get a pro rated refund. You'll be able to contact the state department of consumer affairs to clarify or file a complaint against the dealer. Great Luck

[Answer 2] - They can't sell you something with out telling you they are promoting it to you. Tell them to cancel the GAP and warranty with no penalties or you happen to be returning the car for a refund and alerting the much better enterprise bureau as well as the State Attorney General's office.

[Answer 3] - Hi,

I got burned by this trick back within the 90's, and now I sell this stuff. So, yeah, I've some encounter right here.

Exactly where I perform, we cannot require you to purchase GAP and ext warranty. None of our banks do. They are considered accessories or add-on's to the contract. Although I strongly recommend you keep them, they have no direct impact on the loan or interest rate. When the bank approved you, they didn't consider you buying GAP or ext warranties.

However......  I've heard that some tiny lenders who deal with folks with really bad credit, will mandate ext warranty and GAP. Their reason is the fact that these plans protect their investment. In the event you do not have them and something happens, the risk of you defaulting on the loan and skipping payments is high.

EXAMPLE - You get into a car accident as well as the car is totaled. You owe $20k on the loan and your insurance coverage organization pays only $15k. It's your responsibility to pay the remaining $5k. You do not have the $5k so pay the bank absolutely nothing. What happens? The bank sues you, wins a judgement, and garnishes your wages and drains your bank accounts. GAP would have paid that $5k.

30% is a large down payment so you need to not be upside down within the loan. If that's correct, you do not require GAP. I tell folks all the time that I'd love to sell them GAP but they do not require it (did this last night).

With ext warranties, it's a similar story. Lets say your car AC method dies and it's $1500 to fix it. You do not possess a warranty so you have to kick down the $1500 for repairs. You decide to skip a couple payments to afford the AC repairs. Now you're behind on your payments, all simply because you do not possess a ext warranty that might have paid to fix the AC. This situation is common with folks that have bad credit. They do not conserve cash for car repairs then make bad decisions when something goes wrong.

The bank wants to be positive you will make all the payments on time. They also realize that folks with bad credit are that way for a reason. For a tiny bank writing loans for folks with bad credit, it's a huge risk doing enterprise with folks like this. GAP and warranties help the bank reduce the risk.

Resources -http://usdirectprotect.webs.com/apps/blog/show/6074243-extended-automobile-warranty-pointers-for-bypassing-lead-companies-and-affiliates and http://autowarranty411.livejournal.com/2071.html