Car insurance tips775304

There are some common top insurance tips if you want to get the cheapest possible car insurance quote. Here is the top car insurance tips from Swift Insure.

Car Insurance companies price depends on two things; the car insurance underwriters' assessment of your particular insurance risk focus, and the car insurance companies own pricing scale to attract their desired customer.

Don't assume third party is the cheapest car insurance. sometimes its higher!

Consider adding a second responsible driver as this can spread risk and reduce insurance premium.

Tweaking your job description could save you cash tip.Car insurers decide cost depending on historic risk assessments, so your occupation plays an important part in the insurance premium.

Don't pay for your car insurance monthly if possible tip, many companies charge interest at high rates. Pay swift in full, or if you can't afford it, use a credit card with a lower APR rate. Though First Direct are currently 0%!

You may also save on insurance if you're in a stable relationship. If you're living with a partner rather than listed as single your car insurance will be cheaper.

If you're unemployed you face what can be a five-fold jump in car insurance costs. The same hikes don't apply to housewives/house-husbands. If that's so, say so. Don't say you're unemployed as this will hike your car insurance premium very high.

Comparison sites are not always the best tip. In fact some companies openly declare they are cheaper and not on comparison sites.SwiftInsure.net is a typical example.

Young drivers often struggle to find an affordable car insurance policy so make sure you have a good second driver added as this will lower your insurance premium.

Don't accept a renewal quote tip. Customer loyalty in the insurance business is worth almost nothing. Insurers chase new customers with big discounts, often charging half the price they would charge an existing customers for exactly the same cover.

Find out more and top insurabce tips at swiftinsure.net Swift Insurance made easy and cheap.

Swift Insurance offers car insurance at competitive prices to suit your individual needs and selecting the right car insurance cover couldn't be easier.