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Moving to Medicare can be a time for seniors who are employed to individual insurance. Over all the differences are very small. To acquire a true knowledge of things Medicare you will need to understand different parts. Parts of Medicare You can find three Parts to traditional Medicare; Part A, Part D and Part B (Part C is really a different program that does not come under traditional Medicare and is called Medicare Advantage). Medicare Part A deals only with insurance for if you want a hospital. If you are accepted into the hospital with a physician then Medicare Part A starts to grab the case. For many people there is no regular demand for Medicare Part A. Part A does have a deductible of $1,156 and coinsurance for a few companies like skilled nursing care. Medicare Part B deals only with hospital care and Doctor visits. So if you are going in for a well patient checkup or if you desire a minor procedure like therapy for a ankle Part B can help with picking right on up the case. Unlike Medicare Part A Medicare Part B has a regular premium. This quality improvements from year to year but is $99.90. There's also a deductible of $140 and ongoing coinsurance of 20% of the costs. Medicare Part D is made to simply help people who have the expense of prescription drugs. Each plan is quite different since you'll need to get part D plan that meets up with the prescription medications that you're getting. The costs also vary considerably from plan to plan since the ideas vary therefore much. I will tell the cheapest plan to you I've observed is $15 per month but it is a foundation plan, so it may possibly not be the plan for you if you've a higher priced medicine, see similar web-site. You only have to break it into different components as you can see Medicare isn't tremendous difficult.