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Young Driver Insurance It truly is an unfortunate reality that the cost of young driver car insurance remains substantially larger than it does for drivers that do not fall in to the 18 to 25 year old category. Due to the fact insurance firms regulate the price of an insurance premium on a basis of danger, young driver car insurance is usually inflated beyond an reasonably priced level. You'll find also some fairly frightening statistics which can push up the price of insurance policies for young drivers. Inside the United Kingdom, one in every single 5 new drivers will possess a motoring connected accident within six months of passing their driving tests. Statistics also show that an 18 year old driver is ten times more probably to be involved in an accident than a driver more than the age of 30. Young driver car insurance becomes progressively far more high priced for young male drivers than it does for young female drivers. This is determined by the statistical evidence that a male will invest more time behind the wheel of a car and will be additional most likely to take driving associated risks. Investigation indicates that drivers in between the ages of 17 and 20 are seven times more at threat than other male driver. Among the hours of 2am to 5am, this age range becomes seventeen times additional likely to become involved in accidentnew driver car insuranceAll of those statistics push up the price of young driver car insurance considerably. Other aspects that could be the reason for highly-priced premiums come from the likelihood of young drivers becoming over-confident. Young persons usually possess a misjudged feeling of invincibility that can bring about unnecessary danger taking. Inexperience may also lead to young drivers assessing dangers incorrectly and lifestyle habits might also see them becoming overloaded mentally. Unfortunately, even the safest of young drivers shall be penalised as a result of the risk elements involved when an insurance corporation decides on the price tag of a premium. cheap car insurance On the vibrant side, there are some items that young drivers can do to bring down the costs of their premiums. Picking out a smaller engine capacity saves on both insurance costs and road tax, even though limiting mileage and improving car safety also aids