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A prepaid legal strategy is a scheme based on the payment in advance of a set

fee to defray the expense of supplying future legal services to the members

enrolled in the scheme. They differ in cost, scope of legal coverage provided

and how the legal services are offered. We will look at the diverse

varieties of pre-paid legal plans readily available in the United States and how to

enrol into them

An individual pre-paid legal plan is readily accessible to the general

public. There are two sorts of individual plans: access and complete.

An access pre-paid legal strategy is the most simple program. It is designed to

give easy access to lawyer and a set of simple legal services for a low

price. Fundamental services furnished include unlimited toll-free of charge telephone access to

your lawyer for consultation and advice, letters written by the lawyer on

your behalf, short office consultation and the drafting or evaluation of easy

legal documents.

Complicated legal problems not covered will be subject to an hourly or flat rate

negotiatable with your provider

The complete program goes beyond simple legal services, to supply more

complicated and complete coverage for a premium in cost. Usually, all

the advantages of an access plan are offered at no price to you, plus a

broader range of services like drafting complicated legal documents,

negotiations with adverse events, legal representation in court instances such

as divorce and child custody. They also cover all the costs involved in a

legal litigation. Extensive plans generally start off at $300 per year and

are most beneficial to middle-class households.

A group legal strategy is usually sponsored by an organization as a fringe

benefit to its members. The lawyer or law firm contracted supplies free or

low-price legal coverage to all members of the sponsoring organization.

Employers, labour unions and even universities are now increasingly

supplying group legal plans to improve the value of their advantages package

and lessen the cost of administrative burden. Law companies are contracted to

give participating members telephone and office consultation for their

most regularly needed legal matters. These generally include: Preparation

of wills and trusts, document preparation and overview, debt and true estate

matters and family members law.

Further legal coverage can be contracted according to a fee schedule

negotiable between the program sponsor and provider, and publicised to

participating members.

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