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Moving to Medicare can be quite a time for seniors that are used to individual insurance. Total the variations are rather little. To acquire a real understanding of things Medicare you need to comprehend different areas. Areas of Medicare There are three Parts to traditional Medicare; Part A, Part D and Part B (Part H is really a very different system that will not come under traditional Medicare and is called Medicare Advantage). Medicare Part A deals only with insurance for when you really need a hospital. If you are accepted in to the hospital with a doctor then Medicare Part A starts to get the loss. For most people there is no regular fee for Medicare Part A. Part A has a deductible of $1,156 and coinsurance for many companies like skilled nursing care. Medicare Part B deals only with outpatient treatment and Doctor appointments. Therefore if you are going in for a well patient appointment or if a minor procedure is needed by you like therapy for a ankle Part B can help with picking right on up the case. Unlike Medicare Part A Medicare Part B includes a monthly premium. This premium changes from year to year but is $99.90. There is also a deductible of $140 and ongoing coinsurance of 20% of the costs. Medicare Part D is made to help people with the expense of prescribed drugs. Since you will have to get a Part D plan that matches up with the prescription drugs that you are using each plan is quite different. The premiums also vary significantly from plan to plan because the options vary therefore much. I could tell you the cheapest plan I have seen is $15 monthly but it is a base plan, therefore it may not be the plan for you if you have a high valued treatment, see useful site. As you is able to see Medicare is not tremendous complicated you have to break it down into different areas.