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Can you think it is illegal to be treated differently because of one of your weaknesses? Well, this used to be the case regarding tobacco chewing was enjoyed by people who as a substitute to smoking. He was asked about whether or not he was a smoker or tobacco chewer, when a individual wanted to just do it and apply for a life insurance plan, to be more specific. In accordance with his answer, the purchase price prices and total functions were much different. Read on Full Article for more. But, this example appears to have altered for the better. They now have ceased making them pay extra for going on with such a habit of yours, even though there is still the need to stimulate people regarding stopping their harful behaviors. This charge which used to apply in instances of tobacco chewers has been put on hold for several life insurance providers, This amendment could be justified if you set aside a second and consider the large number of smokers and tobacco chewers that might otherwise be forced to look elsewhere in order to have the best value for money for their quotation. They have become a lot more variable, as this could damage the finances of each organization a good deal and many organizations don't actually request examples of your urine before proceeding with the contract. As a rsult, cigarette chewers can now benefit from getting the very same sum of money being an overall price for a life insurance plan as a non smoker or chewer could get. You may be thinking that the stricter rule can result in a modification of behavior. However, fact has established you wrong in most of the instances where rigid steps have been applied. So, it's a great thing that cigarette chewers can now have the chance to get great companies for a lifetime insurance.