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Transitioning to Medicare can be quite a period for seniors that are used to individual insurance. General the differences are quite small. To obtain a real understanding of most things Medicare you will need to know different elements. Areas of Medicare You can find three Parts to traditional Medicare; Part A, Part B and Part D (Part C is a very different program that does not come under traditional Medicare and is known as Medicare Advantage). Medicare Part A deals only with insurance for when you need a clinic. So if you are accepted into the hospital by way of a doctor then Medicare Part A begins to grab the bill. For most people there's no monthly demand for Medicare Part A. Part A comes with a deductible of $1,156 and coinsurance for some companies like nursing care. Medicare Part B deals only with Doctor appointments and hospital care. Therefore if you're planning for a well individual checkup or if you desire a minimal process like treatment for a ankle Part B can help with picking right on up the tab. Unlike Medicare Part A Medicare Part B includes a regular premium. That premium improvements from year to year but is $99.90. There's also a deductible of $140 and continuous coinsurance of 20% of the prices. Medicare Part D is made to simply help individuals with the costs of prescription medications. Each plan is extremely different since you'll want to get part D plan that matches up with the prescription medications that you're using. The rates also vary significantly from plan to plan because the strategies vary therefore much. I can tell you the cheapest plan I've seen is $15 monthly but it is a bottom plan, so it may not be the plan for you if you have a higher priced medicine, see Suggested Reading. You just have to break it down into different elements as you can easily see Medicare is not tremendous challenging.