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Conversion coverage is an person wellness insurance coverage policy that comes from the identical firm that supplied group wellness insurance coverage to your employer and his or her employees. If you received employer-sponsored group health insurance coverage for no less than 3 months, you are eligi...

If you have just become unemployed and lost your employer-sponsored group health insurance coverage plan, one particular way for you to acquire inexpensive health insurance in Pennsylvania is to acquire a conversion strategy.

Conversion coverage is an individual wellness insurance policy that comes from the identical company that offered group health insurance to your employer and his or her personnel. If you received employer-sponsored group well being insurance coverage for no less than 3 months, you are eligible for conversion wellness coverage. When you buy a conversion well being insurance coverage program in Pennsylvania, you need to pay the premiums that your employer may possibly have when paid for you below your employer-sponsored group wellness insurance plan nonetheless, you cant be denied due to any healthcare circumstances.

Inexpensive well being insurance coverage in Pennsylvania in the form of conversion insurance covers not only you, but anybody else who was previously covered under your employer-sponsored group health insurance plan. This consists of your spouse even if the two if you are divorced  and your young children. As lengthy as the person is your dependent, and previously covered with your health insurance policy, he or she can also be covered under your conversion coverage strategy.

You are not eligible for conversion health coverage if you are already receiving, or are eligible to get, well being insurance providing equivalent coverage from yet another group health insurance plan, or well being care programs such as Medicare. In most instances, you should also use up the Federal COBRA well being care coverage if you qualify for it.

When you become unemployed, you must be notified of your wellness insurance coverage rights below conversion well being insurance plans. As soon as you are notified, you have 31 days to apply for conversion coverage. If you have not been notified of your well being insurance rights under conversion well being insurance coverage plans, get in touch with your employer, the well being insurance business from which your employer purchased the employer-sponsored group well being insurance coverage strategy, or the Insurance Department of the Commonwealth of Pennsylvania. allworx