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The life insurance also recorded healthy growth in 2009. In fact, it witnessed an increase in growth rate compared to previous years as more and more people seek insurance cover to protect themselves from different kinds of risks. The life insurance premium grew at a CAGR of around 10% during 2005-2009.

Retailers like Macy would be well advised to take this one step further. By aggressively targeting younger Chinese travelers through Chinese-language Internet campaigns, perhaps by outsourcing this marketing work to university students in China who work cheap and know the fast-moving trends taking place in the notoriously fickle Chinese 18-35 group Macy can position itself as one of the sites in Manhattan. As I said, Chinese travelers may not expect signs, guidebooks, coupon books or even greeters in their own language when they visit Macy but they will greatly appreciate them and respond with their wallets..