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young persons car insurance It's an unfortunate fact that the cost of young driver car insurance remains substantially higher than it does for drivers that do not fall in to the 18 to 25 year old category. Because insurance corporations regulate the price of an insurance premium on a basis of threat, young driver car insurance is usually inflated beyond an affordable level. There are also some relatively frightening statistics which can push up the price of insurance policies for young drivers. Within the United Kingdom, 1 in every single five new drivers will have a motoring associated accident within six months of passing their driving tests. Statistics also show that an 18 year old driver is ten times extra most likely to be involved in an accident than a driver more than the age of 30. Young driver car insurance becomes progressively more pricey for young male drivers than it does for young female drivers. This really is according to the statistical evidence that a male will invest much more time behind the wheel of a car and can be much more likely to take driving connected hazards. Analysis indicates that drivers in between the ages of 17 and 20 are seven instances a lot more at threat than other male driver. Between the hours of 2am to 5am, this age range becomes seventeen instances much more likely to become involved in accidentnew driver car insuranceAll of those statistics push up the price tag of young driver car insurance substantially. Other components which will be the cause of high priced premiums come from the likelihood of young drivers being over-confident. Young men and women usually have a misjudged feeling of invincibility that could lead to unnecessary danger taking. Inexperience may also result in young drivers assessing hazards incorrectly and lifestyle habits may possibly also see them getting overloaded mentally. Regrettably, even the safest of young drivers will likely be penalised because of the threat variables involved when an insurance company decides on the price of a premium. cheap car insurance On the bright side, there are a few things that young drivers can do to bring down the costs of their premiums. Deciding upon a smaller engine capacity saves on each insurance fees and road tax, though limiting mileage and enhancing vehicle safety also helps