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Shifting to Medicare could be a time for seniors who are used to individual insurance. Total the variations are quite small. To acquire a true grasp of all things Medicare you will need to understand the various areas. Parts of Medicare There are three Parts to traditional Medicare; Part A, Part D and Part B (Part D is a very different software that will not come under traditional Medicare and is called Medicare Advantage). Medicare Part A deals only with insurance for when you need a clinic. When you are admitted in to the clinic by way of a medical practitioner then Medicare Part A starts to pick up the case. For many people there's no monthly charge for Medicare Part A. Part A comes with a deductible of $1,156 and coinsurance for a few companies like skilled nursing care. Medicare Part B deals only with Doctor visits and outpatient care. Therefore if you're moving in for a well patient checkup or if a minor procedure is needed by you like therapy for a ankle Part B will help with picking right on up the loss. Unlike Medicare Part A Medicare Part B includes a monthly premium. This premium changes from year to year but is currently $99.90. There's also a deductible of $140 and continuing coinsurance of 20% of the charges. Medicare Part D was made to help people with the expenses of prescribed drugs. Each plan is very different because you'll have to get part D plan that meets up with the prescription drugs that you are using. Because the options vary therefore much the costs also vary significantly from plan to plan. I could tell you the cheapest plan I have seen is $15 each month but it is a bottom plan, therefore it may possibly not be the plan for you if you have a higher priced medication, see website link. You have to break it into different elements as you is able to see Medicare isn't super complicated.